Professional financial planning and wealth management services which include consultation,
design, implementation and monitoring of investments, retirement, education and other
assets for individuals and business owners.

We can assist our clients in meeting their life goals by identifying financial exposures and then assisting with the proper management of their financial resources. This can be accomplished only after appropriate quantitative and qualitative data have been gathered and evaluated. Related financial issues are then identified and clients may be directed to other appropriate professionals for resolution, implementation, continuous monitoring, and as necessary modification are an integral part of the process.

The JR Financial Group, Inc. can help you achieve your goal of financial independence by providing you with a comprehensive look at your overall financial situation. An analysis of your cash flow, net worth, insurance needs, education needs, investment opportunities, income tax pitfalls, retirement needs, potential estate planning blunders, and other areas are performed for you in either an integrated (comprehensive) or modular (singular) manner.

Once the appropriate data is received by you, an assessment of your financial situation as to where you are now and where you need to be will be made. Based on that assessment, appropriate recommendations will be made. The JR Financial Group, Inc. can also help you implement the various recommendations made and can monitor your progress on an ongoing basis.

The bottom line is that you leave our office with a definitive roadmap which serves as your working document towards achieving financial independence.

Income Tax Preparation and Financial Planning Services to Individuals Form 1040 and Supporting Schedules Preparation Year-End Tax Planning Retirement Planning Education and College Planning Insurance Planning Investment Planning Estate Planning Various Other Topics You can start by downloading our Tax Organizer from our Tax Services page.

Key Benefits Quality service at affordable prices Free Advice Hotline for tax or financial planning clients Free newsletter service and technical update for tax or financial planning clients Capabilities Income Tax Preparation The firm looks to legitimately minimize your income taxes and provide a tax planning service for all its clients Financial Planning The firm follows the financial planning process tested by the CFP Board of Standards. It provides you with a roadmap and directs a path to take you where you need to go from where you are currently.

Financial Planning Questionnaire

Call Mr. Rattiner directly at (720) 529-1888 or email him at jeff@jrfinancialgroup.com for a free 30 minute consultation.

Wealth Management

Client Services Customized implementation of the Investment Policy Maintenance of an appropriate Investment Policy Statement for those assets under the limited discretionary authority of Rattiner Asset Management, Inc. Coordination of the establishment of appropriate accounts and related asset transfers. Active tax and cost efficient investment portfolio management for assets under the limited discretionary authority of Rattiner Asset Management, Inc. This will include manager and strategy selection. Monitoring and management of investment managers and vehicles selected for implementation. As necessary, rebalancing, policy and/or strategy modification and/or manager replacements. Quarterly detailed written reviews of the client investment portfolio(s) under our management. As requested; implementation of cost and tax efficient liquidations for unanticipated cash flow needs. As requested, provision of preliminary tax information (e.g., realized and unrealized gains, taxable interest and dividends) for client's tax planning. Maintain and update, as requested, a "Capital Needs Analysis," an analytical process that evaluates the likelihood of meeting stated goals, based on the client assets, liabilities, and relevant economic assumptions.

Asset management services are performed by Rattiner Asset Management (RAM), Inc. a registered investment advisor. RAM takes a long-term process-oriented approach to money management by helping you determine your long-term objectives and then developing an investment plan to meet your specific time horizons. RAM determines where you are today, calculates where you need to be at those specified time horizons and develops a roadmap to help you achieve those objectives up to and through retirement. RAM's goal is to assist you in your wealth creation over time. RAM works your plan primarily through mutual funds and sometimes incorporates stocks, bonds, money market and real estate transactions to assist you in achieving your goals. RAM provides a free thirty-minute consultation to determine if we can help you get to your stated objectives. Call us at (720) 529-1888 for your free appointment.   Risk Tolerance Questionnaire   Fee Schedule for Investment Advisor Services & Wealth Management Services Clients Annual Fee based on Assets Under Discretionary Management First $2,000,000         1.00% Next $3,000,000           .60% Over $5,000,000          .40% Call Mr. Rattiner directly at (720) 529-1888 or email him at jeff@jrfinancialgroup.com for a free 30 minute consultation.   References The JR Financial Group, Inc. has many successful clients. A list of our clients is available upon request.